Powered by Xpert Home Lending, Inc. | NMLS #2179191

Real Mortgage Help From A Real Person

No call centers. No pressure. Just straight answers and better mortgage options.

My Why

After being diagnosed with male breast cancer in 2024, life changed fast.
I stepped away from the big-bank mortgage world and rebuilt my business around what mattered most — people, flexibility, family, and real relationships.

I believe borrowers deserve straight answers, fast communication, and mortgage options built around their actual situation — not call centers, quotas, or corporate scripts.

I also believe Realtors deserve a lending partner who communicates clearly, solves problems quickly, and helps keep transactions moving instead of creating more stress.

Too many deals fall apart because of poor communication, slow updates, or lenders trying to force every borrower into the same box. That’s not how I operate.

Today, I combine real human guidance with modern technology and AI-powered systems to make the process faster, simpler, and less stressful for both borrowers and referral partners.

No suits. No skyscrapers. Just better mortgages.

How Can I Help?

My Loan Guy Chad

Mortgage Broker

NMLS #1520836

(501) 977-3406

[email protected]

Serving Russellville and all of Arkansas

Equal Housing Opportunity

Not a commitment to lend. All loans subject to credit approval and underwriting guidelines.

Chad Holsted, Senior Loan Officer  ·  NMLS# 1520836  |  Xpert Home Lending, Inc.  ·  NMLS# 2179191

100 Highpoint Park Way, Suite 202, Braselton, GA 30517

NMLS Consumer Access  |  Privacy Policy

Equal Housing Lender